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Accumulation Phase

Annuities Retirement Planning Wealth Management Financial Terms Dictionary
  • The accumulation phase refers to the period of a person’s life during which he saves money for retirement.

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Annuitant

Annuities Retirement Planning Financial Terms Dictionary
  • An annuitant is an investor or beneficiary of a pension plan who is entitled to regular pension payments or annuity investments.

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Annuitization

Annuities Retirement Planning Financial Terms Dictionary
  • Annuitization is the process of converting an annuity investment into a series of periodic income payments.

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Annuity

Annuities Retirement Planning Financial Terms Dictionary
  • Annuities are financial products that offer a guaranteed income stream, typically for retirees.

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Annuity Due

Annuities Retirement Planning Financial Terms Dictionary
  • An annuity payment is an annuity that must be paid immediately at the beginning of each period.

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Annuity Table

Annuities Retirement Planning Financial Terms Dictionary
  • An annuity table is a tool used to determine the current value of an annuity.

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Deferred Annuity

Annuities Retirement Planning Financial Terms Dictionary
  • A deferred annuity is an insurance contract that promises to pay the buyer a regular income or a lump sum of money some day in the future. In contrast, immediate annuities start paying immediately.

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Equivalent Annual Annuity Approach (EAA)

Annuities Retirement Planning Financial Terms Dictionary
  • The equivalent annual annuity is one of two methods used in capital budgeting to compare mutually exclusive projects with unequal lives.

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Fixed Annuity

Annuities Retirement Planning Financial Terms Dictionary
  • Fixed annuities are insurance contracts that pay a guaranteed rate of interest on the account holder’s contributions.

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Future Value of an Annuity

Annuities Retirement Planning Financial Terms Dictionary
  • The future value of an annuity is a way of calculating the monetary value of a series of payments at some point in the future.

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