• Financial advisors and banks combine information about their clients to be able to easily get a clear picture of that client’s finances. In addition, it adds an extra layer of protection for the client. Consultants and planners hit a wall when their clients don’t give them full access, and they claim it doesn’t give them the full picture they need to provide accurate financial advice to their clients. – Aggregation benefits both parties, but the benefit goes to the financial advisor, who may or may not see a gap in customer service where they can sell the product or service for more.