A Certified Financial Planner (CFP) is an individual who has received an official appointment from the Board of Certified Financial Planners, Inc.
CFPs help people in various areas of managing their finances such as retirement, investing, education, insurance and taxes.
Becoming a CFP is one of the most complex and rigorous processes in terms of financial advisors. This requires years of experience, passing standardized exams, demonstrating ethics, and formal education.
The most important aspect of CFPs is that they have a fiduciary duty, which means that they must make decisions in the best interest of their client.