• The Consolidated Comprehensive Budget Reconciliation Act (COBRA) allows many employees to remain in their employers’ group health plans for a specified period of time after losing their job.

  • Private sector employers with more than 20 employees are generally required to provide COBRA coverage.
  • Employees must pay the full cost of the insurance plus a small administrative premium.
  • COBRA benefits usually last no more than 18 months, but employers have the option to extend this period.