• Debt restructuring is available to companies, individuals and even countries.

  • The process of debt restructuring can lower interest rates on loans or increase their maturities.
  • Debt restructuring may include a debt-for-equity swap in which creditors agree to write off some or all of the outstanding debt in exchange for a stake in the business.
  • A country seeking to restructure its debt can transfer debt from the private sector to public sector institutions.