Debt-to-Income Ratio (DTI)

Corporate Finance Financial Ratios Financial Terms Dictionary

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The debt-to-income ratio (DTI) measures the amount of income a person or organization generates to service debt.

A DTI of 43% is generally the highest ratio a borrower can have and still be eligible for a mortgage, but lenders generally aim for ratios no higher than 36%.
A low DTI ratio indicates sufficient income in relation to debt service and makes the borrower more attractive.