- A payer is a natural or legal person who pays the owner of a check or draft. The holder of the check is the payee, and the drawer is the drawer.
- Most often, if you deposit a check, the payer is your bank or check cashing service.
- Payday loan shops that offer check cashing services act as payer for customers but charge a fee for the service.
- When coupons are used in a retail transaction, such as a grocery store, the retail outlet becomes the payer.