When someone has lost, stolen or damaged an insured asset, the first notice of loss (FONL) is the initial report sent to the insurance company.
The first claim notice is different from the formal registration that usually occurs after the first claim notice is filed by the insurance company.
Specific information must be provided on the first loss notice, including but not limited to the date and time of the theft or damage, the police report (if any), the location of the incident, and a personal account or eyewitness account. losses.