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Imputed interest is used for tax receipts on loans that pay little interest. Funds or assets held in escrow are temporarily transferred to and held by a third party, usually on behalf of the buyer and seller, to facilitate the transaction. In-kind is the delivery of a financial asset in its current form, rather than an equivalent amount of cash. A call option is in the money (ITM) if the market price is higher than the strike price. In-app purchase means an in-app purchase of goods and services on a mobile device such as a smartphone or tablet. Internal activity refers to an activity or operation carried out within a company, instead of relying on external providers. Domestic financing is when a retailer provides a customer with a loan to purchase their goods or services. Withdrawals in the process of maintenance means receiving special payments from the 401(k) account. Incentive stock options (ISOs) are popular employee benefits that grant rights to a company’s shares at a reduced price in the future. The incidence rate measures how often an event such as illness or foreclosure can occur within a given period of time.