Joint and several liability means that more than one party is legally liable to pay off a debt or otherwise cover an obligation.
Joint liability arises from the joint application of two or more parties for a loan, often in a general partnership.
If any of the parties to a general partnership enters into an agreement, then all parties are liable.
if there is an agreement on joint liability, the creditor may sue any partner; most often they sue the one who is considered the most financially solvent.