Personal lines insurance covers individuals against loss due to death, injury, or loss of property.
Personal line insurance allows you to do things like driving a car and owning a house without risking financial ruin.
Coverage usually depends on how much a person is willing to pay insurance premiums.
In some situations, people cannot purchase insurance because they pose too much risk for the insurance company.
Examples of personal insurance include homeowner’s insurance, earthquake insurance, renter’s insurance, auto insurance, life insurance, medical insurance, and disability insurance.