Your browser does not support JavaScript.
QSEHRA is a health care reimbursement plan that may be offered by small business employers. Reimbursable expenses are tax-free for businesses and tax-free for employees. The plan can be used to reimburse health insurance or uncovered medical expenses. Workers' Compensation
September 25, 2022 Workers’ compensation is a form of employers’ insurance coverage that pays benefits to workers who are injured or disabled as a result of their work. Workers' Compensation Coverage A
September 25, 2022 Workers’ Compensation A protects workers under state law. Workers' Compensation Coverage B
September 25, 2022 Workers’ Compensation Coverage B is an insurance policy that covers medical expenses and loss of income for injured workers. CoInsurance
September 25, 2022 Co-payment plans can make it easier for insurers to plan their out-of-pocket costs as it is a fixed amount. Consolidated Omnibus Budget Reconciliation Act (COBRA)
September 25, 2022 The Consolidated Comprehensive Budget Reconciliation Act (COBRA) allows many employees to remain in their employers’ group health plans for a specified period of time after losing their job. Cost, Insurance and Freight (CIF)
September 25, 2022 “Cost, insurance and freight” (CIF) is an international trade term that applies only to goods shipped by water or ocean. Employers' Liability Insurance
September 25, 2022 Employers’ liability insurance covers companies against expenses and claims from employees that are not covered by workers’ compensation. Gatekeeper
September 25, 2022 Gatekeepers are used in health insurance as well as long term care plans. Group Health Insurance
September 25, 2022 Members of the group receive insurance at a reduced cost, since the risk of the insurer is shared among the group of insurers. HSA Custodian
September 25, 2022 An HSA custodian is any bank, credit union, insurance company, brokerage, or other approved organization that offers an HSA. Hardship Exemption
September 25, 2022 Hardship relief was granted to individuals under certain circumstances when they could not afford to purchase health insurance. Health Insurance
September 25, 2022 Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured person. Health Insurance Marketplace
September 25, 2022 The health insurance marketplace is the gateway for individuals, families and small businesses to access health insurance. Health Insurance Portability and Accountability Act (HIPAA)
September 25, 2022 HIPAA affects policy, technology, and record keeping in healthcare facilities, health insurance companies, health insurance companies, and health care billing services. Health Maintenance Organizations (HMOs)
September 25, 2022 A health maintenance organization (HMO) is a network or organization that provides health insurance for a monthly or annual fee. Health Plan Categories
September 25, 2022 In the US, health insurance plans are offered at four actuarial levels: Bronze, Silver, Gold and Platinum. Health Reimbursement Arrangement (HRA)
September 25, 2022 HRA reimburses employees for certain medical expenses and sometimes insurance premiums. Health Savings Account (HSA)
September 25, 2022 A Health Savings Account (HSA) is a tax-advantage account that helps people save on medical expenses that are not covered by high deductible health insurance plans. High-Deductible Health Plan (HDHP)
September 25, 2022 A high deductible health plan is a health plan with a significant deductible and lower monthly premiums. Hospital Insurance Trust Fund
September 25, 2022 The Federal Hospital Insurance Trust is part A of Medicare and covers hospital stays, hospices, and skilled care facilities. Investigational New Drug (IND)
September 25, 2022 New indications refer to news indicating that an existing drug may have a wider range of medical applications. Key Person Insurance
September 25, 2022 Key person insurance is a life insurance policy that a company buys for the life of a top manager or other important person. Long-Term Care (LTC) Insurance
September 25, 2022 Long-term care insurance typically covers all or part of nursing facilities and home care for people aged 65 or older or with a chronic condition requiring ongoing care.
“This is private insurance available to anyone who can afford to pay for it. Medicaid
September 25, 2022 Medicaid is a joint federal and state program that provides health insurance to the poor. Medical Cost Ratio (MCR)
September 25, 2022 Medical Cost Ratio (MCR) is a metric used to evaluate the profitability of health insurance companies.