• Student loan forgiveness eliminates some or all of a borrower’s federal student loan debt.
  • Only federal direct loans are eligible for loan forgiveness, which means private loans are not covered.
  • You can get student loan forgiveness while working in the public service.
  • Federal loans may also be repaid due to circumstances beyond the control of the borrower.
  • Students who believe their school has cheated them can apply for loan forgiveness under the borrower protection category.