• A tax-protected annuity allows employees to invest pre-tax income into a retirement plan.
  • TSA plans are offered to public school employees and tax-exempt organizations.
  • The IRS taxes withdrawals, but not contributions to a tax-protected annuity.
  • Because employers can contribute to TSA plans, employees receive additional tax-free funds.
  • Charities, faith-based organizations, and other non-profit organizations may qualify to offer tax-protected annuities to employees.