• The resulting mortality table shows the percentage of insurance buyers who are expected to still be alive at each given age.
  • Typically, data is based on policyholders of a particular insurance company or their group, and not on the entire US population.
  • Marginal mortality tables do not include data from newly issued insurance policies, as their owners probably had to undergo a medical examination.
  • Insurance companies consult the life limit tables to evaluate their products and decide whether to offer coverage to the applicant.