• Vandalism and malicious damage insurance is included in most major commercial and homeowner insurance policies.

  • Schools and churches need this type of insurance because they can be attacked during hours when they are empty.
  • Damage caused by former partners is the type of insurance against vandalism and malicious infliction that most often results in a claim.
  • Damage from vandalism to residential premises that have been empty for more than 60 days is not compensated; it also does not cover losses caused by said policyholders of any policy.