Supplemental Living Coverage (ALE) is a type of insurance included with homeowners’ policies. ALE coverage reimburses the insured for the cost of maintaining a comparable standard of living after a covered loss that exceeds the insured’s normal expenses before the loss. For example, ALE insurance will cover the insured’s motel bill while the home is being repaired or replaced by a fire, or until the insured moves into permanent residence. ALE coverage is limited to 30 percent of the housing allowance for the Homeowner (HO) 2, HO 3, and HO 5 forms. For Form HO 8, ALE is 10 percent of the housing allowance. Under the Tenant Policy (HO 4), ALE is 30 percent of the personal property limit, while under the Condominium Owner Policy (HO 6), the ALE limit is 50 percent of the personal property limit.