All Inclusive Coverage is one of three approaches used for condominium insurance coverage. Under all-inclusive or all-inclusive coverage, the condominium association’s master policy covers all real estate within the structure of a residential condominium, including fixtures in individual units and any structural improvements, upgrades, or additions made by the owner of the individual unit. . It ensures that the device is replaced to the state it was in at the time of loss. Under this approach, the apartment owner is responsible for covering only his or her own personal property in accordance with Form HO 6 or the apartment owner. Two other methods of coordinating this coating are “single object” coating and “bare wall” coating. Condominium association rules and agreements usually determine which approach is required.