• A breach of employment contract is a type of claim in which an employee alleges that the employer has violated the terms of an agreement governing the terms of employment, which are of two main types: (1) a written employment contract and (2) an implied employment contract. Virtually no Employment Practices Liability Insurance (EPLI) policies cover damages (i.e., settlements and judgments) arising from a breach of a written employment contract, and few cover defense costs associated with such claims. However, EPLI’s policies cover both defense and indemnification costs related to claims for alleged breach of an implied employment contract. Such statements typically indicate that the implied employment contract was entered into in a job offer letter, in the language listed in the employee handbook, or in statements made by the manager/supervisor, or as a result of the employee’s tenure with the company.