The Broad Causes of Loss form is one of three Office, Inc. insurance services. (ISO), a form of commercial property loss insurance. The loss cause forms establish and define the cause of the loss (or hazard) for which coverage is provided. The General Causes of Loss form (CP 10 20) provides named risk coverage for the risks against which the main causes of loss are insured (fire, lightning, explosion, smoke, hurricane, hail, riot, civil unrest, aircraft, vehicles, vandalism). , sprinkler leak, crater collapse, volcanic impact), as well as the following additional hazards: falling objects; weight of snow, ice or wet snow; water damage (in the form of leakage from appliances); and collapse for the indicated reasons.