Buildings and Personal Property Coverage form is the key form of Office Insurance Services, Inc. commercial property insurance. (ISO). This form (CP 00 10) applies to buildings, personal business property, and personal property of others in the event of direct loss or damage, subject to the limits specified on the declarations for each of these categories. Also provides additional coverages and coverage extensions, including: garbage disposal, contaminant cleanup, property preservation, fire service fees, construction cost increases, electronic data, newly acquired or built property, personal effects and personal property of others, outside premises. property, valuable documents and records, outdoor property and individual trailers not belonging to the owners.