• The dismemberment extends to accident and sickness insurance policies, the definition includes loss of limbs or sight. A fixed benefit is paid to insured persons who suffer from certain types of dismemberment under these policies. The policy usually pays the principal amount for the loss of both arms, both legs, vision in both eyes, one arm and one leg, or vision in one eye and one arm or leg. For the loss of any of them, a percentage (for example, 50 percent) of the principal amount is usually paid.