• Dealers Driveaway Collision is a garage policy approval that extends collision coverage for vehicles that are driven or transported from their place of purchase or distribution to their destination. The shape of the garage limits collision coverage for these vehicles to only within a 50 mile radius of the dealership. An exception applies if the distance exceeds 50 miles, even if the collision occurs within a 50 mile radius. Road Collision Coverage overrides this distance exclusion and provides coverage for pickup or delivery of vehicles to or from a location more than 50 miles away from the dealership.

  • A death benefit limit is a limit set by each life insurance company on the amount of life insurance a person can buy. The amount insured must be a reasonable amount that the survivors will need in the event of the death of the insured. Many companies set this limit depending on the income of the insured and the situation in which he is. Most limits are high enough to provide the insurance needed in any normal situation.

  • The Death on the High Seas Act (DOHSA) of 1920 is a federal remedy for the death of sailors or others resulting from the negligence, strict liability, or unseaworthiness of the vessel and occurring on the high seas more than three nautical miles from shore. on a worldwide basis. Please note that those who die in an offshore air crash are also eligible for recovery under DOHSA. Litigation must be initiated within 3 years of the accident by a representative of all survivors of the deceased person. The damages awarded are based on actual monetary losses and do not apply to ordinary reimbursable expenses such as medical expenses and funeral expenses. In addition, the attendant negligence of the deceased may reduce, but not cancel, the reward.

  • Garbage removal is a cover for the costs of removing garbage from the insured property damaged as a result of the insured risk. This coverage is included in most commercial property insurance policies.