• Erection All Risk Insurance (EAR) issued in connection with construction projects outside the United States, EAR policies are designed to cover the risk of loss arising from the erection and installation of machinery, plant, and steel structures, including physical damage to the contract. works, equipment and machinery, as well as liability for bodily injury to third parties (BI) or property damage (PD) resulting from these operations. Delayed Launch Coverage (DSU) is generally optional. Covered parties include the general contractor, subcontractors and, in some cases, suppliers and equipment manufacturers. Examples of project types for which EAR coverage is commonly purchased include power plants, manufacturing and manufacturing facilities, water treatment plants, and communications centers (especially where signal towers are involved). Some insurers combine EAR and Contractor All Risk (CAR) into one form. Although these terms are sometimes used interchangeably, there are some significant differences between them.