• EUO is an important tool to allow an insurer to cross-check evidence of loss to avoid potential fraud. Its purpose is to enable the insurer to obtain the information necessary to process a claim. The EUO is taken under the authority of a policy term, usually established by law, which obliges the insured to appear and give sworn testimony at the request of the insurer. A certified court clerk and a notary public are present to swear an oath to the witness and record all words spoken during interrogation.