• Premium/risk exportability in multinational insurance programs, premium exportability refers to the percentage of premium allowed by each jurisdiction (country) to be exported from a local policy to an ineligible (primary) policy. Risk exportability refers to the percentage of exposure allowed by each jurisdiction (country) to be exported from a local policy to an unacceptable (mainstream) policy. Both of these vary by country. For example, India has a 0 percent export opportunity, while Germany and Canada allow a 100 percent export opportunity.