Extremely hazardous substances are any of the 406 chemicals identified as toxic by the Environmental Protection Agency (EPA) and listed under the Superfund Amendment and Reauthorization Act (SARA) of 1986, Title III.
The External Facts Test is a legal principle that an insurer is obligated to protect its insured when the actual facts of the claim or loss are consistent with the terms of the insurance policy, regardless of the language in which the claim is made against the insured. .
The Energy Risk and Insurance Specialist (ERIS®) is an insurance certification program consisting of a series of courses focusing on the risk management and insurance needs of the energy industry. Those who complete the program are eligible to demonstrate an ERIS certificate to validate their knowledge of energy insurance and risk management, as well as dedication to the industry. ERIS courses are approved for Insurance Agent or Broker Continuing Education (CE) Credit and Certified Public Accountant (CPA) Continuing Education (CPE) Credit in most states. The CRIS program is administered by the International Institute for Risk Management, Inc. and is provided online in ERIS<>.